Call reports 2012
MISSISSIPPI RIVER BANK — 2012
What MISSISSIPPI RIVER BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 153,645,000 | 149,608,000 | 151,526,000 | 153,190,000 |
| Total loans | 80,722,000 | 79,599,000 | 74,987,000 | 77,797,000 |
| Allowance for loan losses | 1,211,000 | 1,388,000 | 1,389,000 | 1,384,000 |
| Securities available for sale | 21,949,000 | 21,919,000 | 21,518,000 | 18,250,000 |
| Securities held to maturity | 34,726,000 | 34,823,000 | 30,900,000 | 17,560,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,443,000 | 130,177,000 | 131,454,000 | 138,337,000 |
| Interest-bearing deposits | 75,950,000 | 73,001,000 | 72,307,000 | 65,339,000 |
| Noninterest-bearing deposits | 58,493,000 | 57,176,000 | 59,147,000 | 72,998,000 |
| Equity capital | 18,541,000 | 18,542,000 | 18,917,000 | 14,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,786,000 | 3,595,000 | 5,250,000 | 6,878,000 |
| Interest expense | 39,000 | 69,000 | 98,000 | 121,000 |
| Net interest income | 1,747,000 | 3,526,000 | 5,152,000 | 6,757,000 |
| Noninterest income | 132,000 | 264,000 | 388,000 | 502,000 |
| Noninterest expense | 1,049,000 | 2,094,000 | 3,178,000 | 4,913,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 830,000 | 1,696,000 | 2,423,000 | 4,523,000 |
| Income tax | 0 | 0 | 0 | 499,000 |
| Net income | 830,000 | 1,696,000 | 2,423,000 | 4,024,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,000,000 | 18,120,000 | 18,532,000 | 14,194,000 |
| Total capital | 19,029,000 | 19,114,000 | 19,474,000 | 15,145,000 |
| Risk-weighted assets | 82,290,000 | 79,114,000 | 74,939,000 | 75,673,000 |