Call reports 2011
MISSISSIPPI RIVER BANK — 2011
What MISSISSIPPI RIVER BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 192,976,000 | 198,115,000 | 173,457,000 | 157,519,000 |
| Total loans | 77,671,000 | 76,889,000 | 79,897,000 | 80,257,000 |
| Allowance for loan losses | 1,218,000 | 1,214,000 | 1,214,000 | 1,207,000 |
| Securities available for sale | 62,349,000 | 56,401,000 | 40,088,000 | 24,818,000 |
| Securities held to maturity | 37,221,000 | 37,325,000 | 36,265,000 | 35,412,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,206,000 | 175,007,000 | 149,642,000 | 134,290,000 |
| Interest-bearing deposits | 97,151,000 | 96,826,000 | 79,664,000 | 75,496,000 |
| Noninterest-bearing deposits | 74,055,000 | 78,181,000 | 69,978,000 | 58,794,000 |
| Equity capital | 20,922,000 | 22,078,000 | 21,604,000 | 17,704,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,043,000 | 4,097,000 | 5,979,000 | 7,812,000 |
| Interest expense | 81,000 | 151,000 | 211,000 | 256,000 |
| Net interest income | 1,962,000 | 3,946,000 | 5,768,000 | 7,556,000 |
| Noninterest income | 131,000 | 266,000 | 404,000 | 535,000 |
| Noninterest expense | 1,043,000 | 2,066,000 | 3,161,000 | 4,342,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 10,000 |
| Pretax income | 1,030,000 | 2,151,000 | 3,372,000 | 4,381,000 |
| Income tax | 237,000 | 502,000 | 816,000 | 1,255,000 |
| Net income | 793,000 | 1,649,000 | 2,556,000 | 3,126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,238,000 | 21,095,000 | 20,832,000 | 17,170,000 |
| Total capital | 21,299,000 | 22,139,000 | 21,881,000 | 18,190,000 |
| Risk-weighted assets | 84,691,000 | 83,363,000 | 84,785,000 | 81,770,000 |