Call reports 2010
MISSISSIPPI RIVER BANK — 2010
What MISSISSIPPI RIVER BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 171,510,000 | 183,361,000 | 195,763,000 | 200,539,000 |
| Total loans | 74,576,000 | 75,984,000 | 76,637,000 | 77,908,000 |
| Allowance for loan losses | 1,163,000 | 1,194,000 | 1,118,000 | 1,186,000 |
| Securities available for sale | 51,031,000 | 50,214,000 | 54,776,000 | 61,198,000 |
| Securities held to maturity | 28,726,000 | 30,190,000 | 32,608,000 | 36,869,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,904,000 | 159,753,000 | 173,722,000 | 179,079,000 |
| Interest-bearing deposits | 92,560,000 | 93,071,000 | 93,068,000 | 98,309,000 |
| Noninterest-bearing deposits | 56,344,000 | 66,682,000 | 80,654,000 | 80,770,000 |
| Equity capital | 18,866,000 | 19,784,000 | 19,635,000 | 20,277,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,916,000 | 3,861,000 | 5,916,000 | 8,059,000 |
| Interest expense | 103,000 | 204,000 | 309,000 | 403,000 |
| Net interest income | 1,813,000 | 3,657,000 | 5,607,000 | 7,656,000 |
| Noninterest income | 157,000 | 312,000 | 458,000 | 600,000 |
| Noninterest expense | 981,000 | 1,979,000 | 3,027,000 | 4,147,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 150,000 |
| Pretax income | 959,000 | 1,930,000 | 2,948,000 | 3,959,000 |
| Income tax | 233,000 | 472,000 | 722,000 | 953,000 |
| Net income | 726,000 | 1,458,000 | 2,226,000 | 3,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,106,000 | 18,839,000 | 18,666,000 | 19,446,000 |
| Total capital | 19,083,000 | 19,816,000 | 19,647,000 | 20,476,000 |
| Risk-weighted assets | 77,958,000 | 77,976,000 | 78,324,000 | 82,206,000 |