Call reports 2007
MISSISSIPPI RIVER BANK — 2007
What MISSISSIPPI RIVER BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 151,100,000 | 150,898,000 | 146,016,000 | 142,917,000 |
| Total loans | 61,523,000 | 59,143,000 | 66,753,000 | 65,532,000 |
| Allowance for loan losses | 959,000 | 941,000 | 963,000 | 977,000 |
| Securities available for sale | 62,876,000 | 67,581,000 | 53,904,000 | 48,525,000 |
| Securities held to maturity | 12,379,000 | 13,686,000 | 16,085,000 | 17,333,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,118,000 | 134,170,000 | 128,239,000 | 125,212,000 |
| Interest-bearing deposits | 121,830,000 | 122,863,000 | 117,296,000 | 111,601,000 |
| Noninterest-bearing deposits | 13,288,000 | 11,307,000 | 10,943,000 | 13,611,000 |
| Equity capital | 15,002,000 | 15,681,000 | 15,465,000 | 16,593,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,403,000 | 4,837,000 | 7,250,000 | 9,573,000 |
| Interest expense | 446,000 | 901,000 | 1,377,000 | 1,865,000 |
| Net interest income | 1,957,000 | 3,936,000 | 5,873,000 | 7,708,000 |
| Noninterest income | 121,000 | 334,000 | 467,000 | 669,000 |
| Noninterest expense | 933,000 | 1,901,000 | 2,854,000 | 3,855,000 |
| Provision for loan losses | 0 | 0 | 0 | -67,000 |
| Pretax income | 1,145,000 | 2,369,000 | 3,489,000 | 4,592,000 |
| Income tax | 352,000 | 729,000 | 1,071,000 | 1,383,000 |
| Net income | 793,000 | 1,640,000 | 2,418,000 | 3,209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,905,000 | 15,752,000 | 15,117,000 | 15,907,000 |
| Total capital | 15,808,000 | 16,578,000 | 15,996,000 | 16,789,000 |
| Risk-weighted assets | 72,590,000 | 65,963,000 | 70,243,000 | 70,966,000 |