Call reports 2002
MISSISSIPPI RIVER BANK — 2002
What MISSISSIPPI RIVER BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 81,661,000 | 85,559,000 | 86,651,000 | 82,125,000 |
| Total loans | 54,627,000 | 60,271,000 | 61,814,000 | 63,969,000 |
| Allowance for loan losses | 790,000 | 826,000 | 899,000 | 963,000 |
| Securities available for sale | 12,124,000 | 14,792,000 | 14,966,000 | 11,636,000 |
| Securities held to maturity | 1,337,000 | 1,337,000 | 1,337,000 | 1,337,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,677,000 | 75,130,000 | 75,636,000 | 71,753,000 |
| Interest-bearing deposits | 46,607,000 | 47,822,000 | 48,793,000 | 46,018,000 |
| Noninterest-bearing deposits | 25,070,000 | 27,308,000 | 26,843,000 | 25,735,000 |
| Equity capital | 9,513,000 | 9,945,000 | 9,665,000 | 10,042,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,283,000 | 2,636,000 | 4,067,000 | 5,472,000 |
| Interest expense | 178,000 | 342,000 | 502,000 | 645,000 |
| Net interest income | 1,105,000 | 2,294,000 | 3,565,000 | 4,827,000 |
| Noninterest income | 202,000 | 417,000 | 642,000 | 889,000 |
| Noninterest expense | 748,000 | 1,509,000 | 2,267,000 | 3,127,000 |
| Provision for loan losses | 30,000 | 90,000 | 170,000 | 260,000 |
| Pretax income | 529,000 | 1,112,000 | 1,770,000 | 2,329,000 |
| Income tax | 179,000 | 381,000 | 600,000 | 772,000 |
| Net income | 350,000 | 731,000 | 1,170,000 | 1,557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,469,000 | 9,852,000 | 9,566,000 | 9,953,000 |
| Total capital | 10,245,000 | 10,642,000 | 10,350,000 | 10,715,000 |
| Risk-weighted assets | 62,069,000 | 63,231,000 | 62,590,000 | 60,777,000 |