Call reports 2001
MISSISSIPPI RIVER BANK — 2001
What MISSISSIPPI RIVER BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 75,102,000 | 76,303,000 | 81,934,000 | 83,522,000 |
| Total loans | 52,340,000 | 52,936,000 | 50,294,000 | 52,254,000 |
| Allowance for loan losses | 742,000 | 754,000 | 782,000 | 778,000 |
| Securities available for sale | 13,510,000 | 11,211,000 | 14,889,000 | 11,466,000 |
| Securities held to maturity | 2,297,000 | 2,297,000 | 2,297,000 | 2,297,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,752,000 | 66,551,000 | 71,574,000 | 73,815,000 |
| Interest-bearing deposits | 42,287,000 | 43,018,000 | 46,548,000 | 47,514,000 |
| Noninterest-bearing deposits | 23,465,000 | 23,533,000 | 25,026,000 | 26,301,000 |
| Equity capital | 8,714,000 | 9,147,000 | 8,850,000 | 9,194,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,575,000 | 3,147,000 | 4,705,000 | 6,106,000 |
| Interest expense | 357,000 | 676,000 | 993,000 | 1,226,000 |
| Net interest income | 1,218,000 | 2,471,000 | 3,712,000 | 4,880,000 |
| Noninterest income | 208,000 | 421,000 | 630,000 | 832,000 |
| Noninterest expense | 771,000 | 1,544,000 | 2,342,000 | 3,156,000 |
| Provision for loan losses | 30,000 | 70,000 | 100,000 | 140,000 |
| Pretax income | 625,000 | 1,278,000 | 1,900,000 | 2,462,000 |
| Income tax | 205,000 | 422,000 | 623,000 | 811,000 |
| Net income | 420,000 | 856,000 | 1,277,000 | 1,651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,612,000 | 9,049,000 | 8,745,000 | 9,120,000 |
| Total capital | 9,268,000 | 9,736,000 | 9,445,000 | 9,832,000 |
| Risk-weighted assets | 52,366,000 | 54,881,000 | 55,947,000 | 56,929,000 |