Call reports 2010
HOME NATIONAL BANK — 2010
What HOME NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 |
|---|---|---|
| Total assets | 639,839,000 | 585,445,000 |
| Total loans | 402,240,000 | 355,583,000 |
| Allowance for loan losses | 23,404,000 | 18,787,000 |
| Securities available for sale | 141,022,000 | 125,181,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 560,683,000 | 514,038,000 |
| Interest-bearing deposits | 535,049,000 | 486,342,000 |
| Noninterest-bearing deposits | 25,634,000 | 27,696,000 |
| Equity capital | 14,476,000 | 10,370,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 |
|---|---|---|
| Interest income | 7,026,000 | 13,357,000 |
| Interest expense | 2,415,000 | 4,557,000 |
| Net interest income | 4,611,000 | 8,800,000 |
| Noninterest income | 1,578,000 | 3,065,000 |
| Noninterest expense | 6,948,000 | 15,256,000 |
| Provision for loan losses | 19,000 | 5,956,000 |
| Pretax income | 908,000 | -6,187,000 |
| Income tax | 0 | 0 |
| Net income | 908,000 | -6,187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 |
|---|---|---|
| Tier 1 capital | 12,685,000 | 8,485,000 |
| Total capital | 19,011,000 | 14,205,000 |
| Risk-weighted assets | 488,979,000 | 444,350,000 |