Call reports 2009
HOME NATIONAL BANK — 2009
What HOME NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 746,648,000 | 724,420,000 | 712,422,000 | 642,768,000 |
| Total loans | 522,320,000 | 487,309,000 | 494,784,000 | 427,642,000 |
| Allowance for loan losses | 12,788,000 | 13,559,000 | 16,291,000 | 25,053,000 |
| Securities available for sale | 123,944,000 | 121,616,000 | 122,204,000 | 116,044,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 580,687,000 | 573,004,000 | 572,274,000 | 565,769,000 |
| Interest-bearing deposits | 558,007,000 | 551,331,000 | 550,446,000 | 542,448,000 |
| Noninterest-bearing deposits | 22,680,000 | 21,673,000 | 21,828,000 | 23,321,000 |
| Equity capital | 77,842,000 | 71,743,000 | 70,660,000 | 15,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 9,192,000 | 18,160,000 | 26,934,000 | 34,212,000 |
| Interest expense | 3,511,000 | 6,726,000 | 9,717,000 | 12,456,000 |
| Net interest income | 5,681,000 | 11,434,000 | 17,217,000 | 21,756,000 |
| Noninterest income | 2,814,000 | 4,448,000 | 6,142,000 | 8,078,000 |
| Noninterest expense | 6,294,000 | 13,544,000 | 20,446,000 | 37,503,000 |
| Provision for loan losses | 150,000 | 5,977,000 | 9,276,000 | 54,210,000 |
| Pretax income | 2,374,000 | -3,316,000 | -6,038,000 | -61,141,000 |
| Income tax | 48,000 | -212,000 | -192,000 | -313,000 |
| Net income | 2,326,000 | -3,104,000 | -5,846,000 | -60,828,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,151,000 | 67,736,000 | 65,010,000 | 11,761,000 |
| Total capital | 80,869,000 | 75,064,000 | 72,379,000 | 18,272,000 |
| Risk-weighted assets | 612,334,000 | 579,917,000 | 580,566,000 | 502,298,000 |