Call reports 2007
HOME NATIONAL BANK — 2007
What HOME NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 864,049,000 | 842,172,000 | 827,598,000 | 814,177,000 |
| Total loans | 682,350,000 | 668,929,000 | 657,564,000 | 648,548,000 |
| Allowance for loan losses | 6,953,000 | 7,065,000 | 7,121,000 | 10,793,000 |
| Securities available for sale | 109,919,000 | 101,394,000 | 99,282,000 | 96,285,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 656,289,000 | 646,750,000 | 616,772,000 | 589,295,000 |
| Interest-bearing deposits | 577,854,000 | 600,204,000 | 570,738,000 | 568,362,000 |
| Noninterest-bearing deposits | 78,435,000 | 46,546,000 | 46,034,000 | 20,933,000 |
| Equity capital | 105,309,000 | 104,607,000 | 104,694,000 | 100,517,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 15,545,000 | 31,405,000 | 46,450,000 | 60,785,000 |
| Interest expense | 6,485,000 | 13,020,000 | 19,390,000 | 25,520,000 |
| Net interest income | 9,060,000 | 18,385,000 | 27,060,000 | 35,265,000 |
| Noninterest income | 1,965,000 | 4,268,000 | 6,266,000 | 8,133,000 |
| Noninterest expense | 6,952,000 | 14,373,000 | 21,857,000 | 29,122,000 |
| Provision for loan losses | 150,000 | 350,000 | 500,000 | 4,658,000 |
| Pretax income | 3,923,000 | 7,930,000 | 10,969,000 | 9,618,000 |
| Income tax | 1,228,000 | 1,236,000 | 1,271,000 | 1,316,000 |
| Net income | 2,695,000 | 6,694,000 | 9,698,000 | 8,302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,844,000 | 104,869,000 | 103,942,000 | 99,183,000 |
| Total capital | 111,797,000 | 111,934,000 | 111,063,000 | 108,557,000 |
| Risk-weighted assets | 769,640,000 | 755,625,000 | 750,999,000 | 748,479,000 |