Call reports 2006
HOME NATIONAL BANK — 2006
What HOME NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 837,913,000 | 867,521,000 | 910,168,000 | 876,186,000 |
| Total loans | 619,068,000 | 657,304,000 | 687,713,000 | 688,416,000 |
| Allowance for loan losses | 7,119,000 | 7,169,000 | 6,927,000 | 6,998,000 |
| Securities available for sale | 116,907,000 | 110,284,000 | 108,647,000 | 111,752,000 |
| Securities held to maturity | 19,819,000 | 19,669,000 | 18,819,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 658,686,000 | 650,494,000 | 688,478,000 | 688,764,000 |
| Interest-bearing deposits | 578,734,000 | 572,618,000 | 604,549,000 | 613,086,000 |
| Noninterest-bearing deposits | 79,952,000 | 77,876,000 | 83,929,000 | 75,678,000 |
| Equity capital | 99,470,000 | 99,805,000 | 102,737,000 | 104,139,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 13,438,000 | 27,496,000 | 42,957,000 | 59,190,000 |
| Interest expense | 5,123,000 | 10,748,000 | 17,418,000 | 24,279,000 |
| Net interest income | 8,315,000 | 16,748,000 | 25,539,000 | 34,911,000 |
| Noninterest income | 2,327,000 | 4,598,000 | 6,924,000 | 8,864,000 |
| Noninterest expense | 6,691,000 | 13,625,000 | 20,702,000 | 28,327,000 |
| Provision for loan losses | 200,000 | 350,000 | 700,000 | 962,000 |
| Pretax income | 3,765,000 | 7,385,000 | 11,075,000 | 14,864,000 |
| Income tax | 1,217,000 | 2,386,000 | 3,596,000 | 4,855,000 |
| Net income | 2,548,000 | 4,999,000 | 7,479,000 | 10,009,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,534,000 | 100,353,000 | 102,221,000 | 103,527,000 |
| Total capital | 106,653,000 | 107,522,000 | 109,148,000 | 110,525,000 |
| Risk-weighted assets | 724,331,000 | 755,961,000 | 793,122,000 | 783,547,000 |