Call reports 2005
HOME NATIONAL BANK — 2005
What HOME NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 814,746,000 | 835,152,000 | 850,150,000 | 828,026,000 |
| Total loans | 587,291,000 | 601,840,000 | 618,502,000 | 606,317,000 |
| Allowance for loan losses | 7,405,000 | 7,452,000 | 7,365,000 | 7,005,000 |
| Securities available for sale | 136,359,000 | 134,367,000 | 125,353,000 | 121,466,000 |
| Securities held to maturity | 21,716,000 | 21,566,000 | 21,051,000 | 20,875,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 631,190,000 | 648,226,000 | 661,768,000 | 638,451,000 |
| Interest-bearing deposits | 557,038,000 | 572,308,000 | 582,057,000 | 555,451,000 |
| Noninterest-bearing deposits | 74,152,000 | 75,918,000 | 79,711,000 | 83,000,000 |
| Equity capital | 91,808,000 | 94,262,000 | 95,629,000 | 98,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 11,195,000 | 23,096,000 | 35,739,000 | 48,939,000 |
| Interest expense | 3,367,000 | 7,375,000 | 11,750,000 | 16,497,000 |
| Net interest income | 7,828,000 | 15,721,000 | 23,989,000 | 32,442,000 |
| Noninterest income | 2,066,000 | 4,420,000 | 7,338,000 | 12,294,000 |
| Noninterest expense | 6,170,000 | 12,699,000 | 19,680,000 | 26,325,000 |
| Provision for loan losses | 300,000 | 405,000 | 555,000 | 795,000 |
| Pretax income | 3,424,000 | 7,037,000 | 11,092,000 | 17,616,000 |
| Income tax | 1,168,000 | 2,393,000 | 3,792,000 | 5,834,000 |
| Net income | 2,256,000 | 4,644,000 | 7,300,000 | 11,782,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,824,000 | 93,576,000 | 95,591,000 | 99,076,000 |
| Total capital | 99,229,000 | 101,028,000 | 102,956,000 | 106,081,000 |
| Risk-weighted assets | 675,318,000 | 705,997,000 | 735,750,000 | 717,791,000 |