Call reports 2004
HOME NATIONAL BANK — 2004
What HOME NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 827,132,000 | 810,796,000 | 793,924,000 | 774,443,000 |
| Total loans | 547,517,000 | 547,175,000 | 542,230,000 | 546,515,000 |
| Allowance for loan losses | 6,657,000 | 7,127,000 | 7,165,000 | 7,126,000 |
| Securities available for sale | 201,401,000 | 190,483,000 | 136,542,000 | 139,867,000 |
| Securities held to maturity | 21,644,000 | 22,138,000 | 21,938,000 | 21,762,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 584,025,000 | 579,999,000 | 590,642,000 | 586,781,000 |
| Interest-bearing deposits | 513,609,000 | 509,817,000 | 519,518,000 | 505,444,000 |
| Noninterest-bearing deposits | 70,416,000 | 70,182,000 | 71,124,000 | 81,337,000 |
| Equity capital | 92,768,000 | 92,867,000 | 95,655,000 | 92,248,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 10,867,000 | 21,827,000 | 32,523,000 | 43,551,000 |
| Interest expense | 3,042,000 | 5,877,000 | 8,708,000 | 11,688,000 |
| Net interest income | 7,825,000 | 15,950,000 | 23,815,000 | 31,863,000 |
| Noninterest income | 2,142,000 | 4,664,000 | 7,112,000 | 9,490,000 |
| Noninterest expense | 6,106,000 | 12,303,000 | 18,239,000 | 24,472,000 |
| Provision for loan losses | 373,000 | 673,000 | 973,000 | 1,273,000 |
| Pretax income | 3,488,000 | 7,638,000 | 11,753,000 | 15,646,000 |
| Income tax | 1,205,000 | 2,762,000 | 4,241,000 | 5,631,000 |
| Net income | 2,283,000 | 4,876,000 | 7,512,000 | 10,015,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,871,000 | 91,977,000 | 94,155,000 | 91,190,000 |
| Total capital | 96,528,000 | 99,104,000 | 101,320,000 | 98,316,000 |
| Risk-weighted assets | 620,892,000 | 621,533,000 | 614,752,000 | 618,852,000 |