Call reports 2003
HOME NATIONAL BANK — 2003
What HOME NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 715,025,000 | 748,735,000 | 763,143,000 | 825,964,000 |
| Total loans | 503,504,000 | 537,659,000 | 546,637,000 | 561,708,000 |
| Allowance for loan losses | 5,460,000 | 6,075,000 | 6,152,000 | 6,375,000 |
| Securities available for sale | 144,657,000 | 144,617,000 | 148,976,000 | 194,648,000 |
| Securities held to maturity | 19,362,000 | 19,260,000 | 21,196,000 | 20,670,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 543,276,000 | 580,756,000 | 568,758,000 | 575,477,000 |
| Interest-bearing deposits | 477,416,000 | 508,734,000 | 499,845,000 | 504,521,000 |
| Noninterest-bearing deposits | 65,860,000 | 72,022,000 | 68,913,000 | 70,956,000 |
| Equity capital | 66,911,000 | 67,999,000 | 69,157,000 | 70,323,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 10,259,000 | 20,814,000 | 31,152,000 | 41,702,000 |
| Interest expense | 3,219,000 | 6,479,000 | 9,544,000 | 12,418,000 |
| Net interest income | 7,040,000 | 14,335,000 | 21,608,000 | 29,284,000 |
| Noninterest income | 1,651,000 | 3,476,000 | 5,483,000 | 7,505,000 |
| Noninterest expense | 5,356,000 | 10,888,000 | 16,573,000 | 22,684,000 |
| Provision for loan losses | 402,000 | 903,000 | 1,510,000 | 2,235,000 |
| Pretax income | 2,933,000 | 6,630,000 | 9,618,000 | 12,480,000 |
| Income tax | 964,000 | 2,275,000 | 3,280,000 | 4,194,000 |
| Net income | 1,969,000 | 4,355,000 | 6,338,000 | 8,286,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,808,000 | 65,389,000 | 66,666,000 | 68,145,000 |
| Total capital | 69,268,000 | 71,464,000 | 72,818,000 | 74,520,000 |
| Risk-weighted assets | 564,429,000 | 593,358,000 | 600,653,000 | 632,493,000 |