Call reports 2002
HOME NATIONAL BANK — 2002
What HOME NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 570,665,000 | 651,202,000 | 671,316,000 | 689,662,000 |
| Total loans | 423,902,000 | 452,694,000 | 471,790,000 | 485,828,000 |
| Allowance for loan losses | 4,115,000 | 4,252,000 | 4,544,000 | 5,051,000 |
| Securities available for sale | 92,950,000 | 137,332,000 | 137,335,000 | 140,273,000 |
| Securities held to maturity | 15,507,000 | 15,907,000 | 16,651,000 | 19,363,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 471,160,000 | 472,729,000 | 516,051,000 | 525,620,000 |
| Interest-bearing deposits | 413,180,000 | 414,141,000 | 455,656,000 | 455,909,000 |
| Noninterest-bearing deposits | 57,980,000 | 58,588,000 | 60,395,000 | 69,711,000 |
| Equity capital | 49,361,000 | 63,363,000 | 65,420,000 | 66,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 8,568,000 | 18,119,000 | 28,285,000 | 38,394,000 |
| Interest expense | 3,447,000 | 7,043,000 | 10,699,000 | 14,231,000 |
| Net interest income | 5,121,000 | 11,076,000 | 17,586,000 | 24,163,000 |
| Noninterest income | 1,360,000 | 3,014,000 | 4,585,000 | 6,240,000 |
| Noninterest expense | 4,338,000 | 9,114,000 | 14,026,000 | 19,573,000 |
| Provision for loan losses | 188,000 | 494,000 | 879,000 | 1,607,000 |
| Pretax income | 1,955,000 | 4,482,000 | 7,266,000 | 9,223,000 |
| Income tax | 614,000 | 1,326,000 | 2,218,000 | 2,845,000 |
| Net income | 1,341,000 | 3,156,000 | 5,048,000 | 6,378,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,467,000 | 60,440,000 | 61,890,000 | 62,776,000 |
| Total capital | 51,582,000 | 64,692,000 | 66,434,000 | 67,827,000 |
| Risk-weighted assets | 473,371,000 | 509,545,000 | 527,799,000 | 538,734,000 |