Call reports 2001
HOME NATIONAL BANK — 2001
What HOME NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 481,144,000 | 475,706,000 | 476,770,000 | 499,770,000 |
| Total loans | 334,283,000 | 340,279,000 | 338,641,000 | 363,957,000 |
| Allowance for loan losses | 3,750,000 | 3,545,000 | 3,453,000 | 3,470,000 |
| Securities available for sale | 84,461,000 | 86,163,000 | 84,391,000 | 86,337,000 |
| Securities held to maturity | 12,385,000 | 13,835,000 | 14,293,000 | 15,509,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 402,075,000 | 391,973,000 | 396,319,000 | 392,670,000 |
| Interest-bearing deposits | 355,081,000 | 344,580,000 | 348,162,000 | 344,123,000 |
| Noninterest-bearing deposits | 46,994,000 | 47,393,000 | 48,157,000 | 48,547,000 |
| Equity capital | 43,444,000 | 41,545,000 | 42,470,000 | 42,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 8,803,000 | 17,428,000 | 25,626,000 | 33,364,000 |
| Interest expense | 4,690,000 | 9,119,000 | 13,066,000 | 16,492,000 |
| Net interest income | 4,113,000 | 8,309,000 | 12,560,000 | 16,872,000 |
| Noninterest income | 1,190,000 | 2,429,000 | 3,655,000 | 4,923,000 |
| Noninterest expense | 3,667,000 | 7,402,000 | 11,138,000 | 14,954,000 |
| Provision for loan losses | 189,000 | 244,000 | 303,000 | 619,000 |
| Pretax income | 1,447,000 | 3,092,000 | 4,774,000 | 6,222,000 |
| Income tax | 350,000 | 898,000 | 1,403,000 | 1,621,000 |
| Net income | 1,097,000 | 2,194,000 | 3,371,000 | 4,601,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,482,000 | 39,657,000 | 40,142,000 | 40,929,000 |
| Total capital | 45,232,000 | 43,202,000 | 43,595,000 | 44,399,000 |
| Risk-weighted assets | 388,693,000 | 389,691,000 | 385,667,000 | 400,579,000 |