Call reports 2020
BANK OF THE WEST — 2020
What BANK OF THE WEST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 101,371,778,000 | 100,000,144,000 | 96,304,549,000 | 96,057,998,000 |
| Total loans | 63,776,562,000 | 63,578,150,000 | 61,731,091,000 | 60,665,991,000 |
| Allowance for loan losses | 633,309,000 | 783,286,000 | 846,894,000 | 841,620,000 |
| Securities available for sale | 21,963,392,000 | 22,196,597,000 | 22,183,723,000 | 23,072,942,000 |
| Securities held to maturity | 22,687,000 | 20,671,000 | 17,781,000 | 15,326,000 |
| Trading assets | 524,042,000 | 540,006,000 | 477,434,000 | 414,216,000 |
| Total deposits | 72,179,966,000 | 80,328,567,000 | 78,652,372,000 | 79,777,375,000 |
| Interest-bearing deposits | 54,271,405,000 | 58,534,318,000 | 55,915,240,000 | 56,497,027,000 |
| Noninterest-bearing deposits | 17,908,561,000 | 21,794,249,000 | 22,737,132,000 | 23,280,348,000 |
| Equity capital | 13,641,132,000 | 13,783,738,000 | 13,857,462,000 | 14,025,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 762,896,000 | 1,454,729,000 | 2,106,087,000 | 2,756,079,000 |
| Interest expense | 176,081,000 | 273,812,000 | 333,505,000 | 371,808,000 |
| Net interest income | 586,815,000 | 1,180,917,000 | 1,772,582,000 | 2,384,271,000 |
| Noninterest income | 137,097,000 | 269,150,000 | 407,771,000 | 545,712,000 |
| Noninterest expense | 465,842,000 | 918,104,000 | 1,394,380,000 | 1,890,724,000 |
| Provision for loan losses | 53,846,000 | 221,013,000 | 308,215,000 | 321,797,000 |
| Pretax income | 202,127,000 | 309,021,000 | 539,064,000 | 779,129,000 |
| Income tax | 52,209,000 | 82,669,000 | 141,000,000 | 183,953,000 |
| Net income | 149,136,000 | 225,185,000 | 396,611,000 | 593,610,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,848,436,000 | 8,929,687,000 | 9,118,426,000 | 9,314,995,000 |
| Total capital | 9,512,533,000 | 9,747,670,000 | 9,972,247,000 | 10,163,331,000 |
| Risk-weighted assets | 71,355,816,000 | 69,440,061,000 | 68,272,551,000 | 67,829,085,000 |