Call reports 2019
BANK OF THE WEST — 2019
What BANK OF THE WEST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 88,165,163,000 | 91,438,266,000 | 91,025,838,000 | 92,968,547,000 |
| Total loans | 62,560,504,000 | 63,794,732,000 | 63,232,432,000 | 62,689,913,000 |
| Allowance for loan losses | 612,204,000 | 614,327,000 | 618,398,000 | 617,497,000 |
| Securities available for sale | 15,639,185,000 | 16,127,906,000 | 16,533,618,000 | 20,495,100,000 |
| Securities held to maturity | 28,076,000 | 26,753,000 | 25,288,000 | 23,885,000 |
| Trading assets | 102,715,000 | 205,751,000 | 276,214,000 | 207,882,000 |
| Total deposits | 66,823,299,000 | 69,304,605,000 | 69,776,526,000 | 70,483,193,000 |
| Interest-bearing deposits | 50,186,420,000 | 52,100,964,000 | 52,277,228,000 | 53,404,420,000 |
| Noninterest-bearing deposits | 16,636,879,000 | 17,203,641,000 | 17,499,298,000 | 17,078,773,000 |
| Equity capital | 12,408,709,000 | 12,714,720,000 | 12,874,617,000 | 12,873,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 793,847,000 | 1,599,772,000 | 2,405,958,000 | 3,185,943,000 |
| Interest expense | 210,589,000 | 440,205,000 | 670,761,000 | 881,579,000 |
| Net interest income | 583,258,000 | 1,159,567,000 | 1,735,197,000 | 2,304,364,000 |
| Noninterest income | 123,177,000 | 254,473,000 | 398,908,000 | 527,912,000 |
| Noninterest expense | 472,684,000 | 913,172,000 | 1,366,393,000 | 1,851,670,000 |
| Provision for loan losses | 32,811,000 | 53,058,000 | 94,715,000 | 155,234,000 |
| Pretax income | 201,319,000 | 460,909,000 | 690,722,000 | 838,025,000 |
| Income tax | 42,416,000 | 111,714,000 | 173,970,000 | 217,858,000 |
| Net income | 158,031,000 | 347,729,000 | 514,466,000 | 617,175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,559,355,000 | 8,669,383,000 | 8,757,094,000 | 8,779,039,000 |
| Total capital | 9,223,476,000 | 9,319,326,000 | 9,411,951,000 | 9,431,454,000 |
| Risk-weighted assets | 69,896,817,000 | 71,348,377,000 | 71,438,762,000 | 71,014,341,000 |