Call reports 2016
BANK OF THE WEST — 2016
What BANK OF THE WEST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 77,053,627,000 | 80,462,990,000 | 82,566,808,000 | 83,730,044,000 |
| Total loans | 54,947,768,000 | 56,455,363,000 | 58,008,106,000 | 59,250,667,000 |
| Allowance for loan losses | 582,656,000 | 577,508,000 | 583,877,000 | 599,955,000 |
| Securities available for sale | 10,718,174,000 | 11,267,679,000 | 12,099,580,000 | 12,024,168,000 |
| Securities held to maturity | 48,534,000 | 46,675,000 | 43,870,000 | 41,198,000 |
| Trading assets | 164,358,000 | 68,990,000 | 206,403,000 | 107,303,000 |
| Total deposits | 55,377,152,000 | 57,574,073,000 | 60,735,541,000 | 62,277,466,000 |
| Interest-bearing deposits | 39,144,069,000 | 41,719,445,000 | 43,796,638,000 | 45,434,258,000 |
| Noninterest-bearing deposits | 16,233,083,000 | 15,854,628,000 | 16,938,903,000 | 16,843,208,000 |
| Equity capital | 12,353,626,000 | 12,475,169,000 | 12,458,412,000 | 12,151,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 584,878,000 | 1,176,775,000 | 1,785,173,000 | 2,426,517,000 |
| Interest expense | 51,121,000 | 104,755,000 | 166,208,000 | 229,799,000 |
| Net interest income | 533,757,000 | 1,072,020,000 | 1,618,965,000 | 2,196,718,000 |
| Noninterest income | 142,182,000 | 256,172,000 | 377,535,000 | 498,479,000 |
| Noninterest expense | 419,612,000 | 831,703,000 | 1,284,535,000 | 1,716,116,000 |
| Provision for loan losses | 30,440,000 | 58,286,000 | 85,976,000 | 125,359,000 |
| Pretax income | 265,426,000 | 485,184,000 | 688,380,000 | 924,888,000 |
| Income tax | 94,660,000 | 173,313,000 | 248,887,000 | 335,808,000 |
| Net income | 169,974,000 | 310,423,000 | 438,285,000 | 586,976,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,102,604,000 | 8,145,133,000 | 8,182,526,000 | 8,220,845,000 |
| Total capital | 8,732,490,000 | 8,772,601,000 | 8,817,588,000 | 8,873,179,000 |
| Risk-weighted assets | 61,411,206,000 | 63,835,089,000 | 65,949,545,000 | 67,329,256,000 |