Call reports 2015
BANK OF THE WEST — 2015
What BANK OF THE WEST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 70,937,958,000 | 72,545,497,000 | 74,022,892,000 | 75,743,098,000 |
| Total loans | 51,173,782,000 | 51,768,632,000 | 52,866,668,000 | 54,524,585,000 |
| Allowance for loan losses | 588,962,000 | 589,029,000 | 572,646,000 | 584,543,000 |
| Securities available for sale | 10,322,524,000 | 10,295,254,000 | 9,929,231,000 | 9,972,052,000 |
| Securities held to maturity | 0 | 51,124,000 | 50,549,000 | 49,627,000 |
| Trading assets | 263,228,000 | 204,884,000 | 254,614,000 | 192,337,000 |
| Total deposits | 50,565,342,000 | 50,701,551,000 | 52,699,604,000 | 54,153,114,000 |
| Interest-bearing deposits | 34,944,535,000 | 35,028,667,000 | 37,250,538,000 | 38,437,090,000 |
| Noninterest-bearing deposits | 15,620,807,000 | 15,672,884,000 | 15,449,066,000 | 15,716,024,000 |
| Equity capital | 11,980,595,000 | 11,966,028,000 | 12,126,375,000 | 12,108,969,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 537,786,000 | 1,088,919,000 | 1,655,168,000 | 2,233,837,000 |
| Interest expense | 38,139,000 | 76,564,000 | 116,293,000 | 159,337,000 |
| Net interest income | 499,647,000 | 1,012,355,000 | 1,538,875,000 | 2,074,500,000 |
| Noninterest income | 119,215,000 | 277,311,000 | 419,403,000 | 551,386,000 |
| Noninterest expense | 407,360,000 | 804,165,000 | 1,209,321,000 | 1,598,866,000 |
| Provision for loan losses | 11,720,000 | 27,362,000 | 46,335,000 | 72,276,000 |
| Pretax income | 197,401,000 | 457,334,000 | 707,592,000 | 967,685,000 |
| Income tax | 68,991,000 | 161,125,000 | 249,180,000 | 336,500,000 |
| Net income | 127,109,000 | 294,138,000 | 455,965,000 | 627,750,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,820,265,000 | 7,889,082,000 | 7,967,489,000 | 8,034,974,000 |
| Total capital | 8,457,960,000 | 8,527,721,000 | 8,591,940,000 | 8,669,519,000 |
| Risk-weighted assets | 57,614,578,000 | 58,636,504,000 | 59,193,607,000 | 60,839,145,000 |