Call reports 2014
BANK OF THE WEST — 2014
What BANK OF THE WEST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 67,725,004,000 | 69,150,420,000 | 68,874,263,000 | 71,682,343,000 |
| Total loans | 48,005,102,000 | 48,711,405,000 | 49,479,467,000 | 50,884,243,000 |
| Allowance for loan losses | 623,985,000 | 624,187,000 | 615,901,000 | 601,305,000 |
| Securities available for sale | 9,502,821,000 | 9,450,807,000 | 9,420,468,000 | 9,255,844,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 251,498,000 | 247,122,000 | 220,090,000 | 231,420,000 |
| Total deposits | 49,340,364,000 | 48,851,226,000 | 49,969,495,000 | 51,257,525,000 |
| Interest-bearing deposits | 34,687,926,000 | 34,175,355,000 | 34,998,439,000 | 35,840,088,000 |
| Noninterest-bearing deposits | 14,652,438,000 | 14,675,871,000 | 14,971,056,000 | 15,417,437,000 |
| Equity capital | 11,749,702,000 | 11,828,371,000 | 11,853,320,000 | 11,890,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 514,040,000 | 1,037,923,000 | 1,571,393,000 | 2,117,775,000 |
| Interest expense | 38,019,000 | 76,566,000 | 116,234,000 | 154,326,000 |
| Net interest income | 476,021,000 | 961,357,000 | 1,455,159,000 | 1,963,449,000 |
| Noninterest income | 114,730,000 | 232,902,000 | 359,710,000 | 476,792,000 |
| Noninterest expense | 384,538,000 | 780,305,000 | 1,153,954,000 | 1,549,801,000 |
| Provision for loan losses | 12,127,000 | 27,596,000 | 36,574,000 | 57,325,000 |
| Pretax income | 194,436,000 | 395,386,000 | 633,368,000 | 841,835,000 |
| Income tax | 71,462,000 | 146,784,000 | 235,036,000 | 294,268,000 |
| Net income | 122,163,000 | 247,183,000 | 395,981,000 | 544,222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,631,479,000 | 7,661,068,000 | 7,714,545,000 | 7,765,836,000 |
| Total capital | 8,293,893,000 | 8,325,568,000 | 8,374,005,000 | 8,411,435,000 |
| Risk-weighted assets | 53,896,837,000 | 55,035,142,000 | 56,134,344,000 | 57,595,759,000 |