Call reports 2012
BANK OF THE WEST — 2012
What BANK OF THE WEST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 62,342,865,000 | 62,662,861,000 | 63,037,284,000 | 63,343,359,000 |
| Total loans | 44,000,916,000 | 44,455,119,000 | 44,998,421,000 | 45,252,632,000 |
| Allowance for loan losses | 846,808,000 | 790,031,000 | 755,329,000 | 710,703,000 |
| Securities available for sale | 7,577,786,000 | 7,523,294,000 | 7,719,735,000 | 8,164,040,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 424,684,000 | 467,960,000 | 472,737,000 | 435,731,000 |
| Total deposits | 43,472,251,000 | 43,647,214,000 | 44,009,059,000 | 46,258,950,000 |
| Interest-bearing deposits | 31,186,160,000 | 31,207,187,000 | 31,519,954,000 | 31,990,354,000 |
| Noninterest-bearing deposits | 12,286,091,000 | 12,440,027,000 | 12,489,105,000 | 14,268,596,000 |
| Equity capital | 11,316,100,000 | 11,516,331,000 | 11,724,516,000 | 11,635,625,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 542,551,000 | 1,089,540,000 | 1,626,179,000 | 2,164,200,000 |
| Interest expense | 72,830,000 | 136,745,000 | 198,155,000 | 252,017,000 |
| Net interest income | 469,721,000 | 952,795,000 | 1,428,024,000 | 1,912,183,000 |
| Noninterest income | 113,910,000 | 261,646,000 | 408,941,000 | 539,256,000 |
| Noninterest expense | 354,416,000 | 706,337,000 | 1,061,073,000 | 1,476,711,000 |
| Provision for loan losses | 47,507,000 | 84,352,000 | 119,864,000 | 157,263,000 |
| Pretax income | 204,841,000 | 449,210,000 | 703,933,000 | 871,567,000 |
| Income tax | 76,693,000 | 169,962,000 | 267,487,000 | 314,359,000 |
| Net income | 128,113,000 | 278,596,000 | 435,040,000 | 555,203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,038,089,000 | 7,198,365,000 | 7,361,826,000 | 7,321,452,000 |
| Total capital | 7,636,865,000 | 7,808,420,000 | 7,979,189,000 | 7,945,984,000 |
| Risk-weighted assets | 47,627,225,000 | 48,593,757,000 | 49,218,970,000 | 49,829,850,000 |