Call reports 2010
BANK OF THE WEST — 2010
What BANK OF THE WEST reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 61,178,361,000 | 61,141,691,000 | 58,022,067,000 | 57,652,826,000 |
| Total loans | 43,712,947,000 | 43,608,844,000 | 43,447,005,000 | 43,115,160,000 |
| Allowance for loan losses | 1,208,220,000 | 1,136,199,000 | 1,106,816,000 | 1,059,017,000 |
| Securities available for sale | 6,579,602,000 | 5,963,146,000 | 5,381,314,000 | 6,128,762,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 343,927,000 | 437,083,000 | 511,379,000 | 366,648,000 |
| Total deposits | 35,984,473,000 | 35,364,353,000 | 35,863,646,000 | 37,445,825,000 |
| Interest-bearing deposits | 26,812,546,000 | 26,149,014,000 | 26,237,034,000 | 27,165,853,000 |
| Noninterest-bearing deposits | 9,171,927,000 | 9,215,339,000 | 9,626,612,000 | 10,279,972,000 |
| Equity capital | 10,369,111,000 | 10,466,445,000 | 10,577,513,000 | 10,597,730,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 599,079,000 | 1,189,826,000 | 1,771,013,000 | 2,337,657,000 |
| Interest expense | 174,535,000 | 327,305,000 | 442,704,000 | 545,384,000 |
| Net interest income | 424,544,000 | 862,521,000 | 1,328,309,000 | 1,792,273,000 |
| Noninterest income | 100,578,000 | 171,286,000 | 264,255,000 | 385,381,000 |
| Noninterest expense | 324,716,000 | 665,553,000 | 998,389,000 | 1,353,981,000 |
| Provision for loan losses | 186,560,000 | 271,355,000 | 404,765,000 | 512,782,000 |
| Pretax income | 27,067,000 | 73,144,000 | 149,123,000 | 274,940,000 |
| Income tax | 2,952,000 | 12,095,000 | 33,357,000 | 89,600,000 |
| Net income | 24,325,000 | 61,059,000 | 115,422,000 | 184,600,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,605,379,000 | 5,708,522,000 | 5,815,007,000 | 5,979,172,000 |
| Total capital | 6,200,043,000 | 6,290,824,000 | 6,391,287,000 | 6,546,329,000 |
| Risk-weighted assets | 46,959,590,000 | 46,030,296,000 | 45,571,880,000 | 44,880,718,000 |