Call reports 2009
BANK OF THE WEST — 2009
What BANK OF THE WEST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 66,214,874,000 | 62,270,278,000 | 63,583,868,000 | 60,000,590,000 |
| Total loans | 46,980,001,000 | 46,389,512,000 | 45,262,631,000 | 44,476,351,000 |
| Allowance for loan losses | 901,235,000 | 1,028,881,000 | 1,139,132,000 | 1,220,661,000 |
| Securities available for sale | 7,060,566,000 | 6,986,527,000 | 6,575,875,000 | 6,449,316,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 456,101,000 | 339,804,000 | 376,611,000 | 326,099,000 |
| Total deposits | 32,233,878,000 | 33,526,350,000 | 34,547,760,000 | 36,225,580,000 |
| Interest-bearing deposits | 22,872,651,000 | 24,231,161,000 | 25,848,422,000 | 26,817,865,000 |
| Noninterest-bearing deposits | 9,361,227,000 | 9,295,189,000 | 8,699,338,000 | 9,407,715,000 |
| Equity capital | 8,890,726,000 | 8,786,762,000 | 9,061,247,000 | 8,941,086,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 676,981,000 | 1,336,267,000 | 1,982,035,000 | 2,600,906,000 |
| Interest expense | 249,663,000 | 476,328,000 | 686,395,000 | 888,996,000 |
| Net interest income | 427,318,000 | 859,939,000 | 1,295,640,000 | 1,711,910,000 |
| Noninterest income | 115,627,000 | 225,857,000 | 356,193,000 | 463,006,000 |
| Noninterest expense | 343,001,000 | 693,497,000 | 1,003,998,000 | 1,329,713,000 |
| Provision for loan losses | 341,000,000 | 683,000,000 | 1,003,000,000 | 1,324,723,000 |
| Pretax income | -163,034,000 | -381,116,000 | -565,956,000 | -791,383,000 |
| Income tax | -78,135,000 | -153,042,000 | -240,943,000 | -388,252,000 |
| Net income | -84,976,000 | -228,112,000 | -325,107,000 | -403,356,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,938,853,000 | 4,741,582,000 | 4,888,490,000 | 4,796,444,000 |
| Total capital | 5,615,397,000 | 5,403,244,000 | 5,533,940,000 | 5,425,979,000 |
| Risk-weighted assets | 53,069,401,000 | 51,717,153,000 | 50,085,817,000 | 48,961,640,000 |