Call reports 2008
BANK OF THE WEST — 2008
What BANK OF THE WEST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 62,021,354,000 | 63,262,439,000 | 63,655,095,000 | 66,890,239,000 |
| Total loans | 44,501,923,000 | 45,914,614,000 | 46,697,290,000 | 47,194,511,000 |
| Allowance for loan losses | 510,127,000 | 584,847,000 | 633,097,000 | 742,845,000 |
| Securities available for sale | 8,010,899,000 | 7,896,553,000 | 7,311,435,000 | 8,387,213,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 203,394,000 | 133,562,000 | 159,009,000 | 526,981,000 |
| Total deposits | 35,601,828,000 | 34,925,261,000 | 35,010,765,000 | 31,654,907,000 |
| Interest-bearing deposits | 26,625,751,000 | 25,922,599,000 | 26,099,955,000 | 22,800,753,000 |
| Noninterest-bearing deposits | 8,976,077,000 | 9,002,662,000 | 8,910,810,000 | 8,854,154,000 |
| Equity capital | 8,857,411,000 | 8,786,998,000 | 8,620,026,000 | 8,719,496,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 794,968,000 | 1,555,802,000 | 2,328,442,000 | 3,089,878,000 |
| Interest expense | 381,350,000 | 706,206,000 | 1,026,552,000 | 1,327,847,000 |
| Net interest income | 413,618,000 | 849,596,000 | 1,301,890,000 | 1,762,031,000 |
| Noninterest income | 149,282,000 | 285,533,000 | 419,857,000 | 550,708,000 |
| Noninterest expense | 309,811,000 | 626,740,000 | 944,430,000 | 1,273,299,000 |
| Provision for loan losses | 120,000,000 | 305,250,000 | 441,250,000 | 704,034,000 |
| Pretax income | 103,389,000 | 143,382,000 | 137,971,000 | 51,030,000 |
| Income tax | 29,403,000 | 32,310,000 | 18,893,000 | -40,927,000 |
| Net income | 73,986,000 | 111,173,000 | 119,229,000 | 92,143,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,680,583,000 | 4,699,441,000 | 4,720,291,000 | 4,678,809,000 |
| Total capital | 5,220,710,000 | 5,304,288,000 | 5,373,388,000 | 5,339,207,000 |
| Risk-weighted assets | 49,909,789,000 | 51,391,232,000 | 51,081,609,000 | 51,129,369,000 |