Call reports 2007
BANK OF THE WEST — 2007
What BANK OF THE WEST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 56,723,909,000 | 58,368,027,000 | 59,426,344,000 | 61,829,845,000 |
| Total loans | 40,105,792,000 | 41,069,555,000 | 41,910,166,000 | 43,735,306,000 |
| Allowance for loan losses | 391,417,000 | 387,462,000 | 390,470,000 | 431,504,000 |
| Securities available for sale | 7,312,667,000 | 8,383,466,000 | 7,982,732,000 | 8,586,673,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 51,385,000 | 61,627,000 | 63,005,000 | 99,881,000 |
| Total deposits | 33,486,726,000 | 33,151,413,000 | 33,901,775,000 | 35,435,186,000 |
| Interest-bearing deposits | 24,204,001,000 | 24,039,577,000 | 25,012,228,000 | 26,268,761,000 |
| Noninterest-bearing deposits | 9,282,725,000 | 9,111,836,000 | 8,889,547,000 | 9,166,425,000 |
| Equity capital | 8,971,646,000 | 8,933,115,000 | 9,017,643,000 | 9,028,897,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 760,883,000 | 1,548,614,000 | 2,374,944,000 | 3,212,660,000 |
| Interest expense | 375,230,000 | 770,114,000 | 1,193,195,000 | 1,626,150,000 |
| Net interest income | 385,653,000 | 778,500,000 | 1,181,749,000 | 1,586,510,000 |
| Noninterest income | 139,201,000 | 282,061,000 | 421,511,000 | 569,567,000 |
| Noninterest expense | 290,251,000 | 581,422,000 | 875,831,000 | 1,189,679,000 |
| Provision for loan losses | 24,000,000 | 50,000,000 | 80,300,000 | 162,300,000 |
| Pretax income | 213,616,000 | 432,245,000 | 652,680,000 | 620,192,000 |
| Income tax | 78,578,000 | 158,164,000 | 237,138,000 | 202,938,000 |
| Net income | 135,038,000 | 274,081,000 | 415,542,000 | 417,254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,684,488,000 | 4,682,893,000 | 4,805,375,000 | 4,757,793,000 |
| Total capital | 5,125,905,000 | 5,110,355,000 | 5,235,845,000 | 5,229,297,000 |
| Risk-weighted assets | 45,311,635,000 | 46,863,829,000 | 47,930,624,000 | 49,473,675,000 |