Call reports 2006
BANK OF THE WEST — 2006
What BANK OF THE WEST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 54,760,273,000 | 55,634,929,000 | 56,429,458,000 | 55,642,936,000 |
| Total loans | 37,766,604,000 | 38,307,464,000 | 38,982,208,000 | 39,603,402,000 |
| Allowance for loan losses | 396,513,000 | 391,720,000 | 392,955,000 | 394,458,000 |
| Securities available for sale | 8,175,320,000 | 8,348,986,000 | 8,155,445,000 | 6,890,840,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 41,379,000 | 64,240,000 | 42,229,000 | 48,017,000 |
| Total deposits | 32,446,901,000 | 33,179,348,000 | 35,219,726,000 | 35,649,117,000 |
| Interest-bearing deposits | 23,125,960,000 | 24,021,051,000 | 26,135,382,000 | 26,198,722,000 |
| Noninterest-bearing deposits | 9,320,941,000 | 9,158,297,000 | 9,084,344,000 | 9,450,395,000 |
| Equity capital | 8,417,930,000 | 8,501,076,000 | 8,692,119,000 | 8,810,493,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 715,422,000 | 1,456,211,000 | 2,225,999,000 | 2,998,330,000 |
| Interest expense | 291,818,000 | 620,262,000 | 994,601,000 | 1,377,872,000 |
| Net interest income | 423,604,000 | 835,949,000 | 1,231,398,000 | 1,620,458,000 |
| Noninterest income | 123,646,000 | 250,832,000 | 379,853,000 | 522,087,000 |
| Noninterest expense | 301,701,000 | 592,197,000 | 881,768,000 | 1,170,941,000 |
| Provision for loan losses | 10,000,000 | 20,000,000 | 38,000,000 | 60,000,000 |
| Pretax income | 235,749,000 | 474,785,000 | 691,684,000 | 912,059,000 |
| Income tax | 87,765,000 | 178,091,000 | 258,323,000 | 340,027,000 |
| Net income | 147,984,000 | 296,694,000 | 433,361,000 | 572,032,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,138,171,000 | 4,266,604,000 | 4,390,518,000 | 4,551,128,000 |
| Total capital | 4,706,084,000 | 4,822,924,000 | 4,946,984,000 | 5,008,645,000 |
| Risk-weighted assets | 41,430,472,000 | 42,520,662,000 | 43,396,941,000 | 44,451,899,000 |