Call reports 2005
BANK OF THE WEST — 2005
What BANK OF THE WEST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 40,955,966,000 | 41,903,968,000 | 43,726,563,000 | 55,157,645,000 |
| Total loans | 27,711,032,000 | 28,278,885,000 | 29,446,194,000 | 37,810,364,000 |
| Allowance for loan losses | 347,167,000 | 336,846,000 | 332,765,000 | 401,867,000 |
| Securities available for sale | 6,621,776,000 | 6,902,213,000 | 7,059,349,000 | 8,294,456,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 29,466,000 | 40,480,000 | 34,213,000 | 36,374,000 |
| Total deposits | 25,947,467,000 | 25,430,349,000 | 26,239,254,000 | 33,462,626,000 |
| Interest-bearing deposits | 17,900,373,000 | 17,195,610,000 | 17,743,813,000 | 23,816,372,000 |
| Noninterest-bearing deposits | 8,047,094,000 | 8,234,739,000 | 8,495,441,000 | 9,646,254,000 |
| Equity capital | 6,795,256,000 | 6,944,975,000 | 7,020,894,000 | 8,331,286,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 458,654,000 | 943,201,000 | 1,459,224,000 | 2,064,777,000 |
| Interest expense | 113,458,000 | 253,504,000 | 417,914,000 | 638,773,000 |
| Net interest income | 345,196,000 | 689,697,000 | 1,041,310,000 | 1,426,004,000 |
| Noninterest income | 85,698,000 | 182,995,000 | 282,409,000 | 384,048,000 |
| Noninterest expense | 230,708,000 | 453,877,000 | 683,515,000 | 941,015,000 |
| Provision for loan losses | 8,000,000 | 8,000,000 | 15,500,000 | 22,000,000 |
| Pretax income | 192,605,000 | 411,231,000 | 625,231,000 | 845,738,000 |
| Income tax | 70,233,000 | 155,300,000 | 237,952,000 | 320,077,000 |
| Net income | 122,372,000 | 255,931,000 | 387,279,000 | 525,661,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,396,593,000 | 3,516,231,000 | 3,630,624,000 | 3,995,194,000 |
| Total capital | 3,953,760,000 | 4,037,327,000 | 4,142,289,000 | 4,572,561,000 |
| Risk-weighted assets | 31,222,916,000 | 32,531,620,000 | 33,603,954,000 | 42,382,174,000 |