Call reports 2004
BANK OF THE WEST — 2004
What BANK OF THE WEST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 29,566,245,000 | 30,812,933,000 | 31,745,664,000 | 38,766,882,000 |
| Total loans | 21,226,098,000 | 22,012,656,000 | 22,628,368,000 | 26,649,119,000 |
| Allowance for loan losses | 314,381,000 | 313,261,000 | 304,350,000 | 344,769,000 |
| Securities available for sale | 4,153,053,000 | 4,118,998,000 | 4,466,285,000 | 5,889,229,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 49,099,000 | 28,544,000 | 35,399,000 | 34,271,000 |
| Total deposits | 18,706,492,000 | 19,442,608,000 | 20,439,442,000 | 24,042,866,000 |
| Interest-bearing deposits | 12,819,936,000 | 13,150,812,000 | 14,224,459,000 | 16,372,340,000 |
| Noninterest-bearing deposits | 5,886,556,000 | 6,291,796,000 | 6,214,983,000 | 7,670,526,000 |
| Equity capital | 4,940,067,000 | 4,958,938,000 | 5,081,268,000 | 6,452,228,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 329,473,000 | 659,790,000 | 1,007,518,000 | 1,415,895,000 |
| Interest expense | 52,756,000 | 106,709,000 | 172,336,000 | 260,201,000 |
| Net interest income | 276,717,000 | 553,081,000 | 835,182,000 | 1,155,694,000 |
| Noninterest income | 62,582,000 | 129,212,000 | 197,133,000 | 275,418,000 |
| Noninterest expense | 160,246,000 | 328,196,000 | 502,414,000 | 712,598,000 |
| Provision for loan losses | 15,865,000 | 24,365,000 | 30,865,000 | 34,115,000 |
| Pretax income | 163,504,000 | 330,739,000 | 500,043,000 | 685,406,000 |
| Income tax | 64,413,000 | 130,266,000 | 196,251,000 | 268,464,000 |
| Net income | 99,091,000 | 200,473,000 | 303,792,000 | 416,942,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,573,467,000 | 2,661,031,000 | 2,753,593,000 | 3,183,632,000 |
| Total capital | 3,093,532,000 | 3,194,087,000 | 3,267,943,000 | 3,738,401,000 |
| Risk-weighted assets | 23,568,478,000 | 24,639,277,000 | 25,306,619,000 | 30,113,003,000 |