Call reports 2003
BANK OF THE WEST — 2003
What BANK OF THE WEST reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 26,297,301,000 | 27,813,151,000 | 28,392,269,000 | 29,300,245,000 |
| Total loans | 19,032,423,000 | 20,028,883,000 | 20,457,267,000 | 20,729,079,000 |
| Allowance for loan losses | 311,897,000 | 307,847,000 | 309,160,000 | 309,909,000 |
| Securities available for sale | 2,926,587,000 | 3,440,761,000 | 3,593,391,000 | 4,016,450,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 105,489,000 | 106,054,000 | 96,227,000 | 51,448,000 |
| Total deposits | 17,523,414,000 | 18,038,047,000 | 18,864,360,000 | 19,155,771,000 |
| Interest-bearing deposits | 12,085,446,000 | 12,342,291,000 | 12,984,287,000 | 13,013,709,000 |
| Noninterest-bearing deposits | 5,437,968,000 | 5,695,756,000 | 5,880,073,000 | 6,142,062,000 |
| Equity capital | 4,614,149,000 | 4,702,847,000 | 4,753,983,000 | 4,834,984,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 321,055,000 | 648,719,000 | 978,457,000 | 1,308,491,000 |
| Interest expense | 56,106,000 | 110,296,000 | 158,507,000 | 205,427,000 |
| Net interest income | 264,949,000 | 538,423,000 | 819,950,000 | 1,103,064,000 |
| Noninterest income | 57,366,000 | 116,553,000 | 177,015,000 | 233,639,000 |
| Noninterest expense | 158,459,000 | 320,103,000 | 476,694,000 | 631,680,000 |
| Provision for loan losses | 16,690,000 | 33,650,000 | 53,795,000 | 65,395,000 |
| Pretax income | 148,034,000 | 303,557,000 | 469,364,000 | 642,841,000 |
| Income tax | 58,817,000 | 118,732,000 | 182,946,000 | 251,975,000 |
| Net income | 89,217,000 | 184,825,000 | 286,418,000 | 390,866,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,219,050,000 | 2,303,280,000 | 2,393,456,000 | 2,486,220,000 |
| Total capital | 2,714,230,000 | 2,809,073,000 | 2,901,978,000 | 3,001,394,000 |
| Risk-weighted assets | 21,557,254,000 | 22,399,673,000 | 22,656,126,000 | 23,194,251,000 |