Call reports 2002
BANK OF THE WEST — 2002
What BANK OF THE WEST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 13,666,941,000 | 25,483,598,000 | 25,768,590,000 | 26,050,054,000 |
| Total loans | 10,298,305,000 | 19,049,401,000 | 19,175,595,000 | 19,114,294,000 |
| Allowance for loan losses | 118,059,000 | 308,186,000 | 305,446,000 | 303,272,000 |
| Securities available for sale | 1,606,171,000 | 2,317,460,000 | 2,441,756,000 | 2,388,779,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,753,000 | 65,504,000 | 93,824,000 | 90,323,000 |
| Total deposits | 9,727,236,000 | 17,620,462,000 | 17,766,467,000 | 17,707,642,000 |
| Interest-bearing deposits | 7,604,453,000 | 12,570,365,000 | 12,359,626,000 | 12,081,667,000 |
| Noninterest-bearing deposits | 2,122,783,000 | 5,050,097,000 | 5,406,841,000 | 5,625,975,000 |
| Equity capital | 1,871,217,000 | 4,354,711,000 | 4,465,048,000 | 4,540,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 201,892,000 | 570,506,000 | 914,797,000 | 1,253,476,000 |
| Interest expense | 50,633,000 | 129,509,000 | 202,989,000 | 265,920,000 |
| Net interest income | 151,259,000 | 440,997,000 | 711,808,000 | 987,556,000 |
| Noninterest income | 26,806,000 | 89,558,000 | 149,713,000 | 206,361,000 |
| Noninterest expense | 88,029,000 | 270,338,000 | 435,993,000 | 598,593,000 |
| Provision for loan losses | 13,300,000 | 32,709,000 | 54,309,000 | 75,256,000 |
| Pretax income | 76,964,000 | 228,088,000 | 371,826,000 | 521,918,000 |
| Income tax | 30,894,000 | 91,059,000 | 149,748,000 | 209,004,000 |
| Net income | 46,070,000 | 137,029,000 | 222,078,000 | 312,914,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 925,566,000 | 1,988,101,000 | 2,072,199,000 | 2,138,936,000 |
| Total capital | 1,268,658,000 | 2,471,805,000 | 2,561,039,000 | 2,633,602,000 |
| Risk-weighted assets | 11,420,407,000 | 20,646,030,000 | 21,064,717,000 | 21,536,221,000 |