Call reports 2001
SECURED TRUST BANK — 2001
What SECURED TRUST BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 44,072,000 | 46,538,000 | 47,803,000 | 50,724,000 |
| Total loans | 16,093,000 | 16,731,000 | 18,631,000 | 20,384,000 |
| Allowance for loan losses | 116,000 | 125,000 | 134,000 | 153,000 |
| Securities available for sale | 15,891,000 | 17,637,000 | 18,746,000 | 20,406,000 |
| Securities held to maturity | 7,059,000 | 6,266,000 | 5,649,000 | 5,447,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,671,000 | 41,175,000 | 41,891,000 | 41,934,000 |
| Interest-bearing deposits | 35,341,000 | 37,231,000 | 38,431,000 | 37,410,000 |
| Noninterest-bearing deposits | 3,330,000 | 3,944,000 | 3,460,000 | 4,524,000 |
| Equity capital | 5,067,000 | 4,995,000 | 5,435,000 | 5,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 752,000 | 1,515,000 | 2,266,000 | 3,025,000 |
| Interest expense | 451,000 | 874,000 | 1,265,000 | 1,602,000 |
| Net interest income | 301,000 | 641,000 | 1,001,000 | 1,423,000 |
| Noninterest income | 427,000 | 816,000 | 1,219,000 | 1,601,000 |
| Noninterest expense | 488,000 | 965,000 | 1,478,000 | 2,047,000 |
| Provision for loan losses | 10,000 | 19,000 | 28,000 | 46,000 |
| Pretax income | 230,000 | 473,000 | 747,000 | 964,000 |
| Income tax | 0 | 0 | 0 | 6,000 |
| Net income | 230,000 | 473,000 | 747,000 | 958,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,578,000 | 4,660,000 | 4,774,000 | 4,825,000 |
| Total capital | 4,694,000 | 4,785,000 | 4,908,000 | 4,978,000 |
| Risk-weighted assets | 23,105,000 | 25,080,000 | 26,907,000 | 29,170,000 |