Call reports 2005
SEQUOIA NATIONAL BANK — 2005
What SEQUOIA NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 |
|---|---|
| Total assets | 64,269,000 |
| Total loans | 43,483,000 |
| Allowance for loan losses | 690,000 |
| Securities available for sale | 9,060,000 |
| Securities held to maturity | 1,213,000 |
| Trading assets | 0 |
| Total deposits | 57,290,000 |
| Interest-bearing deposits | 50,609,000 |
| Noninterest-bearing deposits | 6,681,000 |
| Equity capital | 6,663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 |
|---|---|
| Interest income | 849,000 |
| Interest expense | 225,000 |
| Net interest income | 624,000 |
| Noninterest income | 73,000 |
| Noninterest expense | 672,000 |
| Provision for loan losses | 0 |
| Pretax income | 25,000 |
| Income tax | 1,000 |
| Net income | 24,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 |
|---|---|
| Tier 1 capital | 6,726,000 |
| Total capital | 7,197,000 |
| Risk-weighted assets | 37,447,000 |