Call reports 2004
SEQUOIA NATIONAL BANK — 2004
What SEQUOIA NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 68,616,000 | 65,735,000 | 65,561,000 | 64,398,000 |
| Total loans | 51,671,000 | 49,438,000 | 47,966,000 | 45,599,000 |
| Allowance for loan losses | 690,000 | 690,000 | 690,000 | 690,000 |
| Securities available for sale | 4,933,000 | 7,016,000 | 6,994,000 | 9,275,000 |
| Securities held to maturity | 318,000 | 1,217,000 | 1,216,000 | 1,214,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,362,000 | 58,683,000 | 58,216,000 | 57,029,000 |
| Interest-bearing deposits | 52,729,000 | 50,258,000 | 51,369,000 | 49,991,000 |
| Noninterest-bearing deposits | 8,633,000 | 8,425,000 | 6,847,000 | 7,038,000 |
| Equity capital | 6,818,000 | 6,684,000 | 6,967,000 | 7,007,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 798,000 | 1,608,000 | 2,445,000 | 3,357,000 |
| Interest expense | 219,000 | 435,000 | 645,000 | 869,000 |
| Net interest income | 579,000 | 1,173,000 | 1,800,000 | 2,488,000 |
| Noninterest income | 33,000 | 88,000 | 307,000 | 349,000 |
| Noninterest expense | 657,000 | 1,333,000 | 1,977,000 | 2,596,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -45,000 | -72,000 | 130,000 | 241,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | -46,000 | -73,000 | 129,000 | 240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,780,000 | 6,752,000 | 6,952,000 | 7,020,000 |
| Total capital | 7,303,000 | 7,274,000 | 7,456,000 | 7,502,000 |
| Risk-weighted assets | 41,628,000 | 41,657,000 | 40,101,000 | 38,382,000 |