Call reports 2024
WILLIAM PENN BANK — 2024
What WILLIAM PENN BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 830,862,000 | 816,373,000 | 809,759,000 | 793,858,000 |
| Total loans | 481,377,000 | 473,561,000 | 464,731,000 | 470,108,000 |
| Allowance for loan losses | 3,120,000 | 2,989,000 | 2,522,000 | 2,598,000 |
| Securities available for sale | 156,643,000 | 150,755,000 | 154,041,000 | 145,089,000 |
| Securities held to maturity | 94,871,000 | 93,056,000 | 86,835,000 | 85,098,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 633,914,000 | 636,798,000 | 633,565,000 | 630,859,000 |
| Interest-bearing deposits | 571,214,000 | 569,286,000 | 565,727,000 | 569,432,000 |
| Noninterest-bearing deposits | 62,700,000 | 67,512,000 | 67,838,000 | 61,427,000 |
| Equity capital | 118,416,000 | 118,422,000 | 123,297,000 | 119,724,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 8,129,000 | 16,383,000 | 24,597,000 | 32,455,000 |
| Interest expense | 4,152,000 | 8,290,000 | 12,399,000 | 16,237,000 |
| Net interest income | 3,977,000 | 8,093,000 | 12,198,000 | 16,218,000 |
| Noninterest income | 583,000 | 1,190,000 | 1,786,000 | 2,610,000 |
| Noninterest expense | 5,172,000 | 10,190,000 | 15,326,000 | 20,576,000 |
| Provision for loan losses | -482,000 | -613,000 | -1,063,000 | -987,000 |
| Pretax income | -107,000 | -254,000 | -294,000 | -714,000 |
| Income tax | -232,000 | -342,000 | -435,000 | -601,000 |
| Net income | 125,000 | 88,000 | 141,000 | -113,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 135,031,000 | 134,494,000 | 134,761,000 | 134,541,000 |