Call reports 2023
WILLIAM PENN BANK — 2023
What WILLIAM PENN BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 860,241,000 | 845,391,000 | 827,944,000 | 823,936,000 |
| Total loans | 488,195,000 | 480,856,000 | 475,639,000 | 470,815,000 |
| Allowance for loan losses | 3,337,000 | 3,313,000 | 3,587,000 | 3,601,000 |
| Securities available for sale | 171,611,000 | 165,127,000 | 156,097,000 | 160,938,000 |
| Securities held to maturity | 101,410,000 | 99,690,000 | 97,544,000 | 96,404,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 661,136,000 | 652,404,000 | 642,258,000 | 636,661,000 |
| Interest-bearing deposits | 600,790,000 | 588,267,000 | 584,893,000 | 575,956,000 |
| Noninterest-bearing deposits | 60,346,000 | 64,137,000 | 57,365,000 | 60,705,000 |
| Equity capital | 146,143,000 | 144,004,000 | 119,405,000 | 119,405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 7,573,000 | 15,673,000 | 23,649,000 | 31,679,000 |
| Interest expense | 2,093,000 | 4,978,000 | 8,252,000 | 12,109,000 |
| Net interest income | 5,480,000 | 10,695,000 | 15,397,000 | 19,570,000 |
| Noninterest income | 616,000 | 1,186,000 | 1,771,000 | 2,372,000 |
| Noninterest expense | 5,414,000 | 10,526,000 | 15,598,000 | 20,534,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 30,000 |
| Pretax income | 682,000 | 1,355,000 | 1,565,000 | 1,463,000 |
| Income tax | 80,000 | 185,000 | 181,000 | 102,000 |
| Net income | 602,000 | 1,170,000 | 1,384,000 | 1,361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 161,100,000 | 161,774,000 | 141,818,000 | 134,851,000 |