Call reports 2022
WILLIAM PENN BANK — 2022
What WILLIAM PENN BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 866,406,000 | 877,473,000 | 849,207,000 | 868,598,000 |
| Total loans | 460,657,000 | 478,920,000 | 475,832,000 | 495,497,000 |
| Allowance for loan losses | 3,479,000 | 3,409,000 | 3,333,000 | 3,334,000 |
| Securities available for sale | 169,613,000 | 182,745,000 | 170,860,000 | 171,951,000 |
| Securities held to maturity | 104,227,000 | 102,135,000 | 104,376,000 | 103,030,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 675,095,000 | 651,178,000 | 639,071,000 | 649,807,000 |
| Interest-bearing deposits | 609,576,000 | 572,062,000 | 573,877,000 | 580,506,000 |
| Noninterest-bearing deposits | 65,519,000 | 79,116,000 | 65,194,000 | 69,301,000 |
| Equity capital | 153,231,000 | 148,364,000 | 141,961,000 | 143,903,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 6,549,000 | 13,264,000 | 20,314,000 | 27,839,000 |
| Interest expense | 634,000 | 1,199,000 | 2,065,000 | 3,609,000 |
| Net interest income | 5,915,000 | 12,065,000 | 18,249,000 | 24,230,000 |
| Noninterest income | 530,000 | 1,041,000 | 1,579,000 | 2,424,000 |
| Noninterest expense | 5,100,000 | 10,133,000 | 15,479,000 | 20,919,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 1,335,000 | 2,963,000 | 4,339,000 | 5,725,000 |
| Income tax | 239,000 | 562,000 | 591,000 | 833,000 |
| Net income | 1,096,000 | 2,401,000 | 3,748,000 | 4,892,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 155,768,000 | 157,519,000 | 158,915,000 | 160,448,000 |