Call reports 2021
WILLIAM PENN BANK — 2021
What WILLIAM PENN BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 817,424,000 | 822,382,000 | 820,307,000 | 831,310,000 |
| Total loans | 479,329,000 | 464,809,000 | 457,748,000 | 460,340,000 |
| Allowance for loan losses | 3,599,000 | 3,613,000 | 3,591,000 | 3,564,000 |
| Securities available for sale | 109,184,000 | 123,335,000 | 127,007,000 | 133,081,000 |
| Securities held to maturity | 0 | 0 | 38,127,000 | 105,826,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 610,536,000 | 614,838,000 | 614,368,000 | 624,609,000 |
| Interest-bearing deposits | 557,566,000 | 560,017,000 | 557,337,000 | 567,418,000 |
| Noninterest-bearing deposits | 52,970,000 | 54,821,000 | 57,031,000 | 57,191,000 |
| Equity capital | 157,015,000 | 158,857,000 | 159,421,000 | 160,211,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,254,000 | 12,427,000 | 18,414,000 | 24,613,000 |
| Interest expense | 916,000 | 1,732,000 | 2,501,000 | 3,188,000 |
| Net interest income | 5,338,000 | 10,695,000 | 15,913,000 | 21,425,000 |
| Noninterest income | 402,000 | 883,000 | 1,381,000 | 1,936,000 |
| Noninterest expense | 4,414,000 | 9,365,000 | 14,034,000 | 18,667,000 |
| Provision for loan losses | 15,000 | 35,000 | 5,000 | 5,000 |
| Pretax income | 1,346,000 | 2,243,000 | 3,382,000 | 4,816,000 |
| Income tax | 275,000 | 450,000 | 427,000 | 624,000 |
| Net income | 1,071,000 | 1,793,000 | 2,955,000 | 4,192,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 151,251,000 | 152,104,000 | 153,323,000 | 154,616,000 |