Call reports 2020
WILLIAM PENN BANK — 2020
What WILLIAM PENN BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 461,295,000 | 736,746,000 | 731,209,000 | 745,085,000 |
| Total loans | 349,417,000 | 512,124,000 | 501,215,000 | 498,392,000 |
| Allowance for loan losses | 3,009,000 | 3,519,000 | 3,585,000 | 3,587,000 |
| Securities available for sale | 56,501,000 | 89,161,000 | 123,597,000 | 112,909,000 |
| Securities held to maturity | 818,000 | 814,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 318,004,000 | 567,510,000 | 585,105,000 | 600,430,000 |
| Interest-bearing deposits | 295,796,000 | 520,003,000 | 545,454,000 | 555,300,000 |
| Noninterest-bearing deposits | 22,208,000 | 47,507,000 | 39,651,000 | 45,130,000 |
| Equity capital | 76,894,000 | 93,401,000 | 94,465,000 | 96,159,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,888,000 | 10,699,000 | 17,370,000 | 24,165,000 |
| Interest expense | 1,256,000 | 2,552,000 | 3,992,000 | 5,178,000 |
| Net interest income | 3,632,000 | 8,147,000 | 13,378,000 | 18,987,000 |
| Noninterest income | 175,000 | 1,185,000 | 1,510,000 | 2,266,000 |
| Noninterest expense | 2,767,000 | 9,217,000 | 13,827,000 | 18,378,000 |
| Provision for loan losses | 21,000 | 626,000 | 692,000 | 724,000 |
| Pretax income | 1,123,000 | -344,000 | 518,000 | 2,278,000 |
| Income tax | 226,000 | -261,000 | -106,000 | 267,000 |
| Net income | 897,000 | -83,000 | 624,000 | 2,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,456,000 | 86,822,000 | 86,956,000 | 88,407,000 |