Call reports 2019
WILLIAM PENN BANK — 2019
What WILLIAM PENN BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 405,458,000 | 415,788,000 | 417,782,000 | 444,604,000 |
| Total loans | 330,784,000 | 329,228,000 | 329,906,000 | 324,904,000 |
| Allowance for loan losses | 3,151,000 | 3,151,000 | 3,151,000 | 2,988,000 |
| Securities available for sale | 12,058,000 | 21,537,000 | 34,909,000 | 44,736,000 |
| Securities held to maturity | 2,388,000 | 1,906,000 | 1,840,000 | 1,674,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 279,538,000 | 286,464,000 | 289,019,000 | 307,579,000 |
| Interest-bearing deposits | 263,030,000 | 269,434,000 | 274,071,000 | 289,520,000 |
| Noninterest-bearing deposits | 16,508,000 | 17,030,000 | 14,948,000 | 18,059,000 |
| Equity capital | 73,749,000 | 75,148,000 | 74,821,000 | 75,669,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,496,000 | 9,008,000 | 13,597,000 | 18,228,000 |
| Interest expense | 887,000 | 2,003,000 | 3,211,000 | 4,477,000 |
| Net interest income | 3,609,000 | 7,005,000 | 10,386,000 | 13,751,000 |
| Noninterest income | 408,000 | 862,000 | 1,058,000 | 1,274,000 |
| Noninterest expense | 2,358,000 | 4,742,000 | 7,328,000 | 10,122,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,799,000 | 3,265,000 | 4,349,000 | 5,136,000 |
| Income tax | 587,000 | 792,000 | 1,014,000 | 717,000 |
| Net income | 1,212,000 | 2,473,000 | 3,335,000 | 4,419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,511,000 | 68,437,000 | 68,358,000 | 69,500,000 |
| Total capital | 70,662,000 | 71,588,000 | 71,509,000 | 72,488,000 |
| Risk-weighted assets | 276,917,000 | 277,272,000 | 278,785,000 | 284,874,000 |