Call reports 2017
WILLIAM PENN BANK — 2017
What WILLIAM PENN BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 318,046,000 | 315,935,000 | 312,743,000 | 300,555,000 |
| Total loans | 236,371,000 | 238,025,000 | 238,216,000 | 238,211,000 |
| Allowance for loan losses | 3,214,000 | 3,160,000 | 3,176,000 | 3,072,000 |
| Securities available for sale | 3,765,000 | 3,208,000 | 2,467,000 | 2,452,000 |
| Securities held to maturity | 4,879,000 | 4,226,000 | 3,917,000 | 3,471,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,166,000 | 187,237,000 | 183,377,000 | 185,338,000 |
| Interest-bearing deposits | 189,166,000 | 187,237,000 | 183,377,000 | 185,338,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 59,893,000 | 59,583,000 | 60,186,000 | 59,907,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,106,000 | 6,138,000 | 9,178,000 | 12,276,000 |
| Interest expense | 837,000 | 1,687,000 | 2,554,000 | 3,408,000 |
| Net interest income | 2,269,000 | 4,451,000 | 6,624,000 | 8,868,000 |
| Noninterest income | 51,000 | 105,000 | 171,000 | 242,000 |
| Noninterest expense | 1,305,000 | 2,484,000 | 3,800,000 | 5,275,000 |
| Provision for loan losses | 5,000 | 12,000 | 12,000 | -94,000 |
| Pretax income | 1,010,000 | 2,060,000 | 2,983,000 | 3,929,000 |
| Income tax | 331,000 | 683,000 | 989,000 | 2,183,000 |
| Net income | 679,000 | 1,377,000 | 1,994,000 | 1,746,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,422,000 | 59,122,000 | 59,740,000 | 59,493,000 |
| Total capital | 61,916,000 | 61,635,000 | 62,193,000 | 61,908,000 |
| Risk-weighted assets | 198,843,000 | 200,394,000 | 195,522,000 | 192,578,000 |