Call reports 2016
WILLIAM PENN BANK — 2016
What WILLIAM PENN BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 317,902,000 | 315,966,000 | 315,498,000 | 314,503,000 |
| Total loans | 241,145,000 | 235,061,000 | 235,941,000 | 237,903,000 |
| Allowance for loan losses | 3,178,000 | 3,150,000 | 3,157,000 | 3,190,000 |
| Securities available for sale | 4,692,000 | 4,318,000 | 4,242,000 | 3,881,000 |
| Securities held to maturity | 6,683,000 | 4,938,000 | 4,547,000 | 5,392,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,602,000 | 182,229,000 | 182,954,000 | 186,392,000 |
| Interest-bearing deposits | 186,602,000 | 182,229,000 | 182,954,000 | 186,392,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 57,463,000 | 57,997,000 | 58,555,000 | 59,221,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,121,000 | 6,346,000 | 9,336,000 | 12,316,000 |
| Interest expense | 868,000 | 1,740,000 | 2,625,000 | 3,505,000 |
| Net interest income | 2,253,000 | 4,606,000 | 6,711,000 | 8,811,000 |
| Noninterest income | 36,000 | -40,000 | 6,000 | 156,000 |
| Noninterest expense | 1,194,000 | 2,589,000 | 3,890,000 | 5,087,000 |
| Provision for loan losses | 15,000 | -50,000 | -50,000 | -47,000 |
| Pretax income | 1,080,000 | 2,027,000 | 2,877,000 | 3,927,000 |
| Income tax | 365,000 | 689,000 | 976,000 | 1,356,000 |
| Net income | 715,000 | 1,338,000 | 1,901,000 | 2,571,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,934,000 | 57,557,000 | 58,123,000 | 58,793,000 |
| Total capital | 59,377,000 | 60,008,000 | 60,558,000 | 61,199,000 |
| Risk-weighted assets | 194,717,000 | 195,454,000 | 194,110,000 | 191,669,000 |