Call reports 2015
WILLIAM PENN BANK — 2015
What WILLIAM PENN BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 323,788,000 | 319,266,000 | 310,853,000 | 312,859,000 |
| Total loans | 250,027,000 | 249,279,000 | 247,716,000 | 248,539,000 |
| Allowance for loan losses | 2,920,000 | 2,952,000 | 3,075,000 | 3,153,000 |
| Securities available for sale | 6,320,000 | 5,823,000 | 5,224,000 | 4,783,000 |
| Securities held to maturity | 8,454,000 | 7,854,000 | 7,110,000 | 6,681,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,118,000 | 184,935,000 | 180,877,000 | 182,400,000 |
| Interest-bearing deposits | 185,118,000 | 184,935,000 | 180,877,000 | 182,400,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 54,923,000 | 55,506,000 | 56,154,000 | 56,778,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,285,000 | 6,473,000 | 9,614,000 | 12,730,000 |
| Interest expense | 958,000 | 1,920,000 | 2,835,000 | 3,711,000 |
| Net interest income | 2,327,000 | 4,553,000 | 6,779,000 | 9,019,000 |
| Noninterest income | 53,000 | 88,000 | 122,000 | 171,000 |
| Noninterest expense | 1,184,000 | 2,500,000 | 3,708,000 | 5,049,000 |
| Provision for loan losses | 90,000 | 125,000 | 180,000 | 180,000 |
| Pretax income | 1,106,000 | 2,016,000 | 3,013,000 | 3,961,000 |
| Income tax | 374,000 | 684,000 | 1,021,000 | 1,341,000 |
| Net income | 732,000 | 1,332,000 | 1,992,000 | 2,620,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,381,000 | 54,982,000 | 55,642,000 | 56,271,000 |
| Total capital | 56,879,000 | 57,468,000 | 58,121,000 | 58,732,000 |
| Risk-weighted assets | 199,835,000 | 198,484,000 | 197,767,000 | 196,190,000 |