Call reports 2014
WILLIAM PENN BANK — 2014
What WILLIAM PENN BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 311,455,000 | 314,057,000 | 315,320,000 | 315,276,000 |
| Total loans | 244,556,000 | 248,258,000 | 249,165,000 | 252,631,000 |
| Allowance for loan losses | 3,197,000 | 3,244,000 | 2,950,000 | 3,005,000 |
| Securities available for sale | 8,618,000 | 7,574,000 | 7,409,000 | 6,871,000 |
| Securities held to maturity | 18,440,000 | 12,383,000 | 10,626,000 | 8,989,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,434,000 | 177,504,000 | 178,066,000 | 182,538,000 |
| Interest-bearing deposits | 175,434,000 | 177,504,000 | 178,066,000 | 182,538,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 57,401,000 | 57,990,000 | 58,621,000 | 54,196,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,162,000 | 6,355,000 | 9,524,000 | 12,726,000 |
| Interest expense | 944,000 | 1,897,000 | 2,859,000 | 3,825,000 |
| Net interest income | 2,218,000 | 4,458,000 | 6,665,000 | 8,901,000 |
| Noninterest income | 563,000 | 595,000 | 631,000 | 679,000 |
| Noninterest expense | 1,159,000 | 2,468,000 | 3,709,000 | 5,001,000 |
| Provision for loan losses | 90,000 | 178,000 | 233,000 | 285,000 |
| Pretax income | 1,532,000 | 2,407,000 | 3,354,000 | 4,294,000 |
| Income tax | 521,000 | 821,000 | 1,132,000 | 1,464,000 |
| Net income | 1,011,000 | 1,586,000 | 2,222,000 | 2,830,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,663,000 | 57,238,000 | 57,876,000 | 53,485,000 |
| Total capital | 58,991,000 | 59,712,000 | 60,367,000 | 55,970,000 |
| Risk-weighted assets | 193,180,000 | 197,178,000 | 198,777,000 | 199,252,000 |