Call reports 2013
WILLIAM PENN BANK — 2013
What WILLIAM PENN BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 315,745,000 | 315,882,000 | 314,526,000 | 311,059,000 |
| Total loans | 235,442,000 | 236,234,000 | 242,626,000 | 243,013,000 |
| Allowance for loan losses | 2,807,000 | 2,869,000 | 3,036,000 | 3,116,000 |
| Securities available for sale | 11,861,000 | 10,997,000 | 8,894,000 | 8,831,000 |
| Securities held to maturity | 18,408,000 | 22,373,000 | 20,780,000 | 16,921,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,636,000 | 177,155,000 | 175,270,000 | 176,396,000 |
| Interest-bearing deposits | 175,425,000 | 174,538,000 | 175,270,000 | 176,396,000 |
| Noninterest-bearing deposits | 2,211,000 | 2,617,000 | 0 | 0 |
| Equity capital | 54,741,000 | 55,196,000 | 55,752,000 | 56,383,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,305,000 | 6,616,000 | 9,929,000 | 13,165,000 |
| Interest expense | 1,080,000 | 2,160,000 | 3,269,000 | 4,297,000 |
| Net interest income | 2,225,000 | 4,456,000 | 6,660,000 | 8,868,000 |
| Noninterest income | 38,000 | 73,000 | 273,000 | 322,000 |
| Noninterest expense | 1,169,000 | 2,456,000 | 3,606,000 | 4,841,000 |
| Provision for loan losses | 72,000 | 150,000 | 415,000 | 482,000 |
| Pretax income | 1,022,000 | 1,923,000 | 2,912,000 | 3,867,000 |
| Income tax | 331,000 | 633,000 | 956,000 | 1,281,000 |
| Net income | 691,000 | 1,290,000 | 1,956,000 | 2,586,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,748,000 | 54,350,000 | 55,017,000 | 55,650,000 |
| Total capital | 56,118,000 | 56,806,000 | 57,472,000 | 58,067,000 |
| Risk-weighted assets | 200,843,000 | 195,342,000 | 195,070,000 | 193,523,000 |