Call reports 2012
WILLIAM PENN BANK — 2012
What WILLIAM PENN BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 317,673,000 | 316,468,000 | 311,511,000 | 312,170,000 |
| Total loans | 244,264,000 | 241,996,000 | 240,344,000 | 239,782,000 |
| Allowance for loan losses | 2,780,000 | 2,705,000 | 2,733,000 | 2,815,000 |
| Securities available for sale | 13,109,000 | 11,460,000 | 12,938,000 | 13,501,000 |
| Securities held to maturity | 25,433,000 | 19,184,000 | 21,052,000 | 14,646,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,362,000 | 180,256,000 | 174,719,000 | 174,848,000 |
| Interest-bearing deposits | 179,970,000 | 178,157,000 | 169,563,000 | 172,465,000 |
| Noninterest-bearing deposits | 2,392,000 | 2,099,000 | 5,156,000 | 2,383,000 |
| Equity capital | 51,772,000 | 52,642,000 | 53,449,000 | 54,089,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,510,000 | 7,000,000 | 10,390,000 | 13,729,000 |
| Interest expense | 1,168,000 | 2,311,000 | 3,442,000 | 4,549,000 |
| Net interest income | 2,342,000 | 4,689,000 | 6,948,000 | 9,180,000 |
| Noninterest income | 49,000 | 84,000 | 169,000 | 219,000 |
| Noninterest expense | 1,121,000 | 2,394,000 | 3,489,000 | 4,726,000 |
| Provision for loan losses | 89,000 | 185,000 | 234,000 | 292,000 |
| Pretax income | 1,181,000 | 2,194,000 | 3,394,000 | 4,381,000 |
| Income tax | 463,000 | 823,000 | 1,237,000 | 1,580,000 |
| Net income | 718,000 | 1,371,000 | 2,157,000 | 2,801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,968,000 | 51,623,000 | 52,412,000 | 53,056,000 |
| Total capital | 53,338,000 | 53,925,000 | 54,807,000 | 55,533,000 |
| Risk-weighted assets | 189,242,000 | 182,972,000 | 191,382,000 | 197,036,000 |