Call reports 2025
FIRST BANK — 2025
What FIRST BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 813,519,000 | 799,902,000 | 787,083,000 | 815,467,000 |
| Total loans | 446,647,000 | 475,696,000 | 468,070,000 | 485,791,000 |
| Allowance for loan losses | 7,727,000 | 7,952,000 | 8,172,000 | 8,393,000 |
| Securities available for sale | 190,929,000 | 194,647,000 | 221,013,000 | 222,032,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 739,904,000 | 724,013,000 | 706,098,000 | 733,421,000 |
| Interest-bearing deposits | 480,723,000 | 465,459,000 | 458,035,000 | 501,397,000 |
| Noninterest-bearing deposits | 259,181,000 | 258,554,000 | 248,063,000 | 232,024,000 |
| Equity capital | 68,096,000 | 70,599,000 | 75,056,000 | 77,449,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 9,105,000 | 18,971,000 | 28,926,000 | 38,992,000 |
| Interest expense | 2,053,000 | 4,121,000 | 6,257,000 | 8,412,000 |
| Net interest income | 7,052,000 | 14,850,000 | 22,669,000 | 30,580,000 |
| Noninterest income | 1,115,000 | 2,227,000 | 3,355,000 | 4,473,000 |
| Noninterest expense | 4,745,000 | 9,437,000 | 14,167,000 | 19,037,000 |
| Provision for loan losses | 150,000 | 375,000 | 600,000 | 825,000 |
| Pretax income | 3,272,000 | 7,265,000 | 11,257,000 | 15,191,000 |
| Income tax | 775,000 | 1,730,000 | 2,675,000 | 3,605,000 |
| Net income | 2,497,000 | 5,535,000 | 8,582,000 | 11,586,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,042,000 | 73,344,000 | 75,391,000 | 77,455,000 |
| Total capital | 77,111,000 | 79,803,000 | 81,808,000 | 84,030,000 |
| Risk-weighted assets | 483,205,000 | 514,683,000 | 511,030,000 | 523,583,000 |