Call reports 2023
FIRST BANK — 2023
What FIRST BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 732,456,000 | 720,449,000 | 694,913,000 | 704,456,000 |
| Total loans | 390,000,000 | 388,834,000 | 410,155,000 | 419,040,000 |
| Allowance for loan losses | 6,596,000 | 6,701,000 | 6,841,000 | 6,945,000 |
| Securities available for sale | 173,171,000 | 184,370,000 | 189,249,000 | 192,926,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 675,648,000 | 663,970,000 | 636,918,000 | 642,293,000 |
| Interest-bearing deposits | 420,640,000 | 399,656,000 | 403,159,000 | 419,302,000 |
| Noninterest-bearing deposits | 255,008,000 | 264,314,000 | 233,759,000 | 222,991,000 |
| Equity capital | 52,234,000 | 52,109,000 | 52,933,000 | 57,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,706,000 | 14,107,000 | 21,642,000 | 29,264,000 |
| Interest expense | 1,666,000 | 3,635,000 | 5,594,000 | 7,721,000 |
| Net interest income | 5,040,000 | 10,472,000 | 16,048,000 | 21,543,000 |
| Noninterest income | 1,918,000 | 3,494,000 | 5,322,000 | 6,813,000 |
| Noninterest expense | 4,115,000 | 8,431,000 | 13,112,000 | 17,512,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 420,000 |
| Pretax income | 2,255,000 | 4,842,000 | 7,460,000 | 9,941,000 |
| Income tax | 531,000 | 1,144,000 | 1,763,000 | 2,347,000 |
| Net income | 1,724,000 | 3,698,000 | 5,697,000 | 7,594,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,398,000 | 60,794,000 | 62,793,000 | 63,938,000 |
| Total capital | 64,639,000 | 66,083,000 | 68,291,000 | 69,621,000 |
| Risk-weighted assets | 417,332,000 | 421,121,000 | 437,915,000 | 452,747,000 |