Call reports 2022
FIRST BANK — 2022
What FIRST BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 647,856,000 | 654,961,000 | 665,641,000 | 691,261,000 |
| Total loans | 354,896,000 | 355,295,000 | 377,151,000 | 396,949,000 |
| Allowance for loan losses | 6,599,000 | 6,714,000 | 6,894,000 | 7,010,000 |
| Securities available for sale | 140,405,000 | 135,933,000 | 140,184,000 | 159,255,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 596,444,000 | 605,652,000 | 616,240,000 | 639,390,000 |
| Interest-bearing deposits | 363,687,000 | 370,859,000 | 394,373,000 | 412,228,000 |
| Noninterest-bearing deposits | 232,757,000 | 234,793,000 | 221,867,000 | 227,162,000 |
| Equity capital | 47,680,000 | 46,052,000 | 45,275,000 | 48,366,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,228,000 | 10,062,000 | 15,670,000 | 22,024,000 |
| Interest expense | 206,000 | 421,000 | 907,000 | 1,965,000 |
| Net interest income | 5,022,000 | 9,641,000 | 14,763,000 | 20,059,000 |
| Noninterest income | 940,000 | 1,918,000 | 2,991,000 | 4,193,000 |
| Noninterest expense | 3,491,000 | 7,210,000 | 10,813,000 | 14,866,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 420,000 |
| Pretax income | 2,366,000 | 4,139,000 | 6,626,000 | 8,966,000 |
| Income tax | 569,000 | 903,000 | 1,498,000 | 2,056,000 |
| Net income | 1,797,000 | 3,236,000 | 5,128,000 | 6,910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,974,000 | 53,899,000 | 55,792,000 | 57,673,000 |
| Total capital | 57,747,000 | 58,679,000 | 60,867,000 | 62,902,000 |
| Risk-weighted assets | 380,043,000 | 380,444,000 | 404,205,000 | 416,510,000 |