Call reports 2021
FIRST BANK — 2021
What FIRST BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 552,690,000 | 573,286,000 | 573,079,000 | 596,226,000 |
| Total loans | 341,403,000 | 340,008,000 | 347,780,000 | 370,003,000 |
| Allowance for loan losses | 6,099,000 | 6,203,000 | 6,309,000 | 6,467,000 |
| Securities available for sale | 80,636,000 | 103,898,000 | 103,897,000 | 132,811,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 506,083,000 | 526,249,000 | 524,583,000 | 542,835,000 |
| Interest-bearing deposits | 300,702,000 | 312,617,000 | 321,676,000 | 339,147,000 |
| Noninterest-bearing deposits | 205,381,000 | 213,632,000 | 202,907,000 | 203,688,000 |
| Equity capital | 43,293,000 | 44,226,000 | 45,043,000 | 50,347,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,606,000 | 9,115,000 | 13,572,000 | 18,126,000 |
| Interest expense | 245,000 | 483,000 | 688,000 | 900,000 |
| Net interest income | 4,361,000 | 8,632,000 | 12,884,000 | 17,226,000 |
| Noninterest income | 786,000 | 1,629,000 | 2,453,000 | 3,386,000 |
| Noninterest expense | 3,194,000 | 6,600,000 | 9,971,000 | 13,503,000 |
| Provision for loan losses | 45,000 | 150,000 | 255,000 | 360,000 |
| Pretax income | 1,908,000 | 3,514,000 | 5,114,000 | 6,752,000 |
| Income tax | 451,000 | 826,000 | 1,192,000 | 1,564,000 |
| Net income | 1,457,000 | 2,688,000 | 3,922,000 | 5,188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,226,000 | 44,113,000 | 44,911,000 | 51,177,000 |
| Total capital | 47,530,000 | 48,503,000 | 49,425,000 | 55,986,000 |
| Risk-weighted assets | 342,543,000 | 349,351,000 | 359,343,000 | 383,078,000 |