Call reports 2020
FIRST BANK — 2020
What FIRST BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 433,524,000 | 486,896,000 | 482,094,000 | 498,965,000 |
| Total loans | 278,170,000 | 334,149,000 | 334,611,000 | 346,517,000 |
| Allowance for loan losses | 4,552,000 | 5,065,000 | 5,561,000 | 6,059,000 |
| Securities available for sale | 36,813,000 | 50,908,000 | 61,536,000 | 70,155,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 391,140,000 | 442,756,000 | 436,958,000 | 453,845,000 |
| Interest-bearing deposits | 258,073,000 | 263,200,000 | 262,300,000 | 275,867,000 |
| Noninterest-bearing deposits | 133,067,000 | 179,556,000 | 174,658,000 | 177,978,000 |
| Equity capital | 39,220,000 | 40,545,000 | 42,048,000 | 42,582,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,162,000 | 8,931,000 | 13,864,000 | 18,362,000 |
| Interest expense | 450,000 | 771,000 | 1,048,000 | 1,315,000 |
| Net interest income | 3,712,000 | 8,160,000 | 12,816,000 | 17,047,000 |
| Noninterest income | 708,000 | 1,366,000 | 2,189,000 | 3,010,000 |
| Noninterest expense | 2,942,000 | 6,021,000 | 9,169,000 | 12,540,000 |
| Provision for loan losses | 150,000 | 600,000 | 1,101,000 | 1,600,000 |
| Pretax income | 1,328,000 | 2,905,000 | 4,736,000 | 5,918,000 |
| Income tax | 319,000 | 637,000 | 1,069,000 | 1,343,000 |
| Net income | 1,009,000 | 2,268,000 | 3,667,000 | 4,575,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,960,000 | 39,885,000 | 41,284,000 | 41,808,000 |
| Total capital | 42,678,000 | 43,649,000 | 45,137,000 | 46,008,000 |
| Risk-weighted assets | 296,569,000 | 299,793,000 | 306,512,000 | 334,169,000 |